Employer Center   Learn About Flex   Services   Examples   Forms   Plan Information Employee Center   Flexible Spending Plan   Allowable Expenses   Tax Free Spending   Points to Consider   My Account Information Contact Us Client Login J&W Insurance Care Provider Network       How can I... benefit in the reimbursement accounts? qualify for medical reimbursement? learn what care costs qualify? know when expenses need to be incurred? change employee elections? learn what happens to the money I don't spend? claim my reimbursement? The Tax Break You Can't Afford to Ignore! Welcome to one of the most attractive and valuable components of your company's benefits package: the Flexible Spending Plan.When you participate in this voluntary program, you use tax-free dollars to pay for a wide array of expenses which are not covered through your other benefits programs. When you contribute to a spending account, you lower your federal, FICA, Social Security, Medicare and state taxes and increase your take-home pay. That means more money for you in each paycheck! The example that follows on the next page shows how a married person making $25,000 per year can save more than $1,800 in taxes annually by having your insurance premiums deducted pre-tax and by contributing $300 per month to spending accounts. The higher your tax bracket, the more you can potentially save.